Own your dream home.
Owe nothing else.
Debt isn't normal — it's just common. You're allowed to choose differently. We'll give you a clear plan and honest numbers to buy the right home, debt-smart.
Get your FREE Custom 24SEVEN Method Report
A personalized debt-free home plan with your own rate & savings scenarios and real loan options — in writing. No pressure, no obligation, and no credit pull to start.
Buying a home shouldn't trap you in decades of debt
Most lenders just get you approved. We think you deserve more — a strategy that protects your future instead of quietly draining it.
Confusing options
Hundreds of lenders and programs, and no one explaining which is actually right for you.
"Income too complicated"
Self-employed or business-owner income that banks don't understand — so you get a no, or a bad fit.
A lifetime of payments
A loan that gets you the keys but quietly robs years of financial freedom from your family.
The mortgage company that hates debt
Debt isn't normal — it's just common. Since 2004 we've helped Florida families finance the right home with honesty, education, and clear numbers in writing — not fine print and pressure.
Whether you're self-employed, planning around a divorce, or buying your first home, we build financing around your real life — and teach you how to be debt-free along the way.
“Debt isn't normal — it's just common. You're allowed to choose differently.”
Three simple steps to your dream home
Apply or call
Tell us your goals and your numbers. We'll talk it through together — no jargon, no pressure.
Get your plan
Your loan expert tailors the right program and puts your options in writing, with no surprises.
Shop & close
Go find your dream home and close with confidence — debt-smart, not just approved.
Don't just get approved. Get smart.
Free strategies we share here and across our channels — the same guidance we give our clients.
The 24SEVEN Method
Our signature strategy for eliminating debt and freeing up the income that's keeping you from the life you want.
Explore the 24SEVEN Method →Wealth Building
How to acquire more rental properties and use smart structures to keep more of what you earn at tax time.
Start building wealth →Smart Mortgage Qualifying
Credit, income, asset, and business-owner qualifying tricks most lenders never tell you about.
Learn the secrets →Our top videos this week
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Tough situations. Real plans. Happy homeowners.
Bought before selling — no rushed move
A family relocating for a promotion had equity tied up in their current home and little for a down payment. We structured a plan to move comfortably, then recast the loan after they sold.
Income the bank couldn't read
A growing business owner was told to pull cash from his company to qualify. Our self-employed expert built a plan that closed the dream home while keeping every asset working in the business.
Keeping the home through a divorce
Facing divorce with multiple debts and a dipping credit score, a client feared she couldn't keep the house on one income. We built a plan to clear the debt, fund her ex's equity, and put the home in her name.
Families who are home — and debt-smart
"My husband is self-employed and we weren't sure we'd qualify. Jason and his team made us feel valued and taught us so much along the way. We're now very happy homeowners!"
— Mike & Amanda S."The Premier team went above and beyond during our closing. We had to close very quickly and they made the process smooth and effortless. Professional, courteous, and honest throughout."
— Carlos & Renee M."As first-time buyers there were times we thought it just wasn't possible. They put in countless hours and reviewed every loan option in writing so we could make the right choice."
— Josh & Ashley T.Your FREE Custom 24SEVEN Method Report
A personalized, no-pressure plan built around your real numbers — yours to keep, whether you work with us or not.
- Your custom rate & payment scenarios — illustrative options for your situation
- A side-by-side of your real loan options — in writing, before you apply
- Your 24SEVEN debt-elimination roadmap — to pay the home off faster
- A self-employed income review — we read income most banks miss
- A simple credit game plan — position your file the smart way
- We do the legwork — we coordinate with your bank, CPA & insurance agent on your behalf
Estimates and scenarios are illustrative only — not a loan approval, commitment to lend, or rate lock, and not financial advice. All loans subject to credit approval and program guidelines. Equal Housing Lender · NMLS #210950.
No catch. No pressure. No credit pull.
No pressure
No obligation, and we won't run your credit to get started.
The honest answer
If we're not the right fit, we'll tell you — and point you to someone who is.
In writing
You'll see your real options in writing before you ever apply.
Local mortgage help across Central Florida
Serving Lake Mary, Sanford, Lake Nona, Oviedo, Winter Springs, Longwood, Altamonte Springs, Maitland, and Orlando — and all of Florida.
Straight answers, before you apply
How much do I need for a down payment?
Often less than you'd think. Many buyers qualify with low-down or even $0-down programs — VA and USDA can be zero down for those who qualify, FHA is typically a low down payment, and Conventional has low-down options too. The right number depends on your goals and program, and we'll show you the exact figures for your situation in writing before you apply.
How long do I need to be at my job to qualify?
You don't always need two years with the same employer. Lenders look at your overall income stability, and there are flexible paths for recent job changes, raises, returning to the workforce, and self-employment. Tell us your situation and we'll map the best route to approval.
What are your interest rates?
Rates depend on your loan program, credit, income, and the property, and they change daily — so we don't post a number that may not apply to you. Instead, we give you a personalized, written quote with real options so you can compare clearly. Reach out and we'll get you your custom numbers.
Another bank denied my self-employed loan. Can you actually approve it?
Very often, yes. Big banks frequently misread self-employed and business-owner income. We specialize in it — using bank-statement, portfolio, and common-sense programs that read your real income correctly, so you can keep your money working in your business and still buy the home.
Why should I choose Premier Home Funding?
We're the mortgage company that hates debt. We put your options in writing before you apply, we specialize in the borrowers other lenders turn away, and we stand behind you after closing with our Refi Warranty: for any client we help purchase or refinance, if rates drop later we proactively reach out and cover the lender fees so your refinance costs $0 in lender fees. You get a team that teaches, not just sells.
Educational information only — not a commitment to lend, and not financial or legal advice. Loan approval, programs, and terms depend on your credit, income, and the property. Refi Warranty terms and conditions apply; ask us for details.
Get your free Custom 24SEVEN Method Report
A personalized debt-free plan and your real options in writing — no pressure, no credit pull. Limited spots each week.
